This section provides information for California residents pursuant to the California Consumer Privacy Act (“CCPA”). 

California Consumer Privacy Rights. As of January 1, 2020, California residents, as defined under the CCPA, have rights related to your Personal Information (defined below) including:  

• Your right to request disclosure – You have the right to request that we disclose to you the following information covering the twelve (12) months preceding your request:

• The Categories of Personal Information we collected about you and the Categories of Sources from which Personal Information is Collected;
• The specific pieces of Personal Information we collected about you;
• The business or commercial Purposes for collecting Personal Information about you; and
• The categories of Personal Information about you that we disclosed and/or sold and the categories of third parties to whom we disclosed and/or sold such Personal Information.

• Your right to opt out – You have the right to opt-out of the sale of your Personal Information, subject to certain exclusions under the CCPA.  
• Your right to be free from discrimination – You have the right to be free from unlawful discrimination for exercising your rights under the CCPA. 

If you wish to make a request for the disclosures described above, please contact us using the contact details provided under the “Contacting Us” section below. If you wish to opt of the sale of your Personal Information, please contact us with the subject, “Do Not Sell My Personal Information,” using the contact details provided under the “Contacting Us” section below. 

If you make a request, we have thirty (30) days to respond to you as required by law. In some instances, we may decline to honor your request where, for example, we are unable to verify your request or where an exception applies, such as where the disclosure of Personal Information would adversely affect the rights and freedoms of another California resident.

Categories of Personal Information We Collect. Under the CCPA, “Personal Information” generally means information that identifies, relates to, or describes a particular California resident or household and includes the categories listed below. Within the last twelve (12) months, we have or may have collected the following categories of information from our users and/or consumers: 

• Identifiers;
• Customer Records Personal Information, as defined in Cal. Civ. Code 1798.80(e); 
• Classifications of information protected under California or federal law; 
• Commercial information, such as transaction information and purchase history;
• Biometric information; 
• Internet or electronic network activity information, such as browser history or information collected through cookies, pixel tags and other automatic data collection technologies;
• Geolocation data, such as device location, limited only to a city-wide area; 
• Sensory data; 
• Professional or employment information; 
• Education information; and
• Consumer inferences drawn from any of the Personal Information listed above to create a profile or summary about, for example, an individual’s preferences and characteristics.

Categories of Sources from which Information is Collected. We collect the categories of Personal Information listed above from the following categories of sources: directly from you and indirectly through automatic data collection technologies, as detailed in the “Collection of Information” section above.  

 Purposes. We may use this Personal Information to operate, manage, and maintain our business, to provide our products and services, and to otherwise accomplish our business purposes and objectives. Our business purposes and objectives include, for example, providing our products and services; developing, improving, and maintaining our products and services; personalizing, advertising, and marketing our products and services; conducting research and data analysis; undertaking quality assurance measures; conducting risk and security control and monitoring; detecting and preventing fraud; performing identity verification; performing accounting, audit, and other internal functions, such as internal investigations; complying with law, legal process, and internal policies; maintaining records; and exercising and defending legal claims. 

Disclosures of Personal Information. The Personal Information of adult accountholders may be disclosed:

• To our third-party service providers as detailed in the “Sharing of Information” section above. 
• By you, on profile pages and other services to which you are able to post information and materials. Please note that any information you post or disclose through these services will become public and may be available to other users and the general public. We urge you to be very careful when deciding to disclose any information on the Services.

Sale of Personal Information. Within the last twelve (12) months, we have not sold Personal Information. For purposes of this CCPA Notice, “sale” means the disclosure of Personal Information for monetary or other valuable consideration, but does not include, for example, the disclosure of Personal Information to an acquiring entity and its advisors and/or the transfer of Personal Information as an asset that is part of a merger, acquisition, sale or other disposition of all or any portion of our business.